James Sugden

SUGDEN: GET READY FOR NEW SYSTEM IN 2014

Health Insurance Exchanges are the future

GUEST COLUMNIST

The Patient Protection and Affordable Care Act (PPACA) promises to revolutionize the health insurance marketplace. A component of this revolution is the creation of Health Insurance Exchanges, online portals where consumers will shop for and enroll in coverage. Exchanges hope to assist 32 million consumers in finding affordable health plans. They will direct those eligible for Medicaid to that program and will deliver premium subsidies and tax credits to those who qualify.